# Concordia — Family tax & estate planning > We handle the whole Spanish inheritance: certificates, banks, inheritance tax and distribution. 1% of the estate. Lifetime planning from €500. **Put your Spanish estate in order. Pay only the tax you truly owe.** Inheritance, wills, gifts and family tax planning in Spain, explained clearly: you know what you need, what it costs, and you can start today. - Fixed price before we start. No surprises. - Inheritance planning from €500 ## What we solve One advisory firm to organise your family's assets and taxes in Spain: from the will to the final tax filing. ### Inheritance administration End-to-end handling: certificates, inventory, distribution, notarial deed, inheritance tax and municipal capital-gains tax. You sign; we take care of the rest. ### Spanish inheritance tax Filing and legal optimisation of inheritance tax in any Spanish region: allowances, regional reliefs and deadlines under control. ### Lifetime gifts Gift now or inherit later? We run the numbers on both routes and choose the most efficient one for your family. ### Wills and estate planning A well-drafted will prevents conflict and saves your family tax. We prepare it with you, organise your assets (property, savings, business) and arrange the signing before a notary. ### Family business succession Family protocol, business succession and the tax advantages of a well-planned handover. ### Cross-border inheritance Estates with an international element: non-residents, assets in several countries, the European Certificate of Succession and tax treaties. ## Plan your estate while alive, at a fixed price Get ahead: planning your estate while you are alive prevents conflict and saves your family tax. Pick the pack that covers what you need, at a fixed written price with no surprises. ### Basic will: €500 (fixed price) - Drafting of a simple will and signing before a notary - Living will (advance healthcare directives) ### Complete will: €900 (fixed price) - Everything in the Basic will pack - Drafting and registration of notarial and corporate powers of attorney, current and preventive (for when you can no longer decide for yourself) - Asset shielding: clauses so an ex-spouse cannot reach the estate, and provisions for addiction or dependency situations, safeguarding the patrimony - Cadastre and land-registry coordination for your properties - Tax calculation for each heir vs. a lifetime gift plan (included) ### Complete estate plan: €2,490 (fixed price) - Everything in the Complete will - For business owners: family protocol and a succession plan for the company - Staged gift tax plan and gift deeds - Yearly review of the succession plan and family succession mediation - Complex cases with more than 5 properties and serious registry and cadastral discrepancies: title audit and land-registry regularisation **Always included** - Fixed written price before any work starts - One single point of contact who knows your file - Client portal with your case status in real time - Service in English, Spanish and French **Not included** - Notary and land-registry fees, official certificates and duties - The taxes themselves (inheritance tax, municipal tax, income tax) - Handling the inheritance once a death has occurred (separate service) - Valuations and appraiser fees, and other external professionals The first consultation is free. These packs are for lifetime planning and fixed-price for the scope described. Handling an inheritance once a death has occurred is a separate service, quoted on the estate. Every engagement is confirmed with an individual written quote. ## Full handling of the inheritance *A relative has passed away* If the death has already occurred, we take care of the whole inheritance from start to finish. Where the will provides for it, we act as executor and estate-divider (albacea contador partidor): we organise, value, file the taxes and distribute, so you don't have to fight with banks, the tax office or the family split. **1% of the estate** (executor and estate-divider fees · fixed written quote before we start) ### First actions after the death - Death, last-will and insurance certificates, and an authorised copy of the will - Tax ID of the estate and opening of a bank account in its name - Requests to the banks for balances and positions at the date of death - Taking possession and preserving the estate (insurance, utilities, alarms and safekeeping of keys) - Notices to tenants and communities, with continuity in rent collection ### Inventory, valuation and taxes - Inventory and valuation of the estate and of the usufruct (we coordinate appraisers; their fees are separate) - Filing of inheritance tax and municipal capital-gains tax for each heir - Extensions, deferrals and instalments where applicable - Defence of household goods and in value assessments, with the necessary appeals and claims - Calculation of forced shares and imputation of lifetime gifts received ### Partition and allotment - Family mediation to agree on the distribution - Partition deed, formation of lots and interpretation of the will - Cash payment of the forced share (arts. 841 and 1,056 of the Civil Code) and usufruct compensation - Partition, allotment and legacy-delivery deeds, with land-registry filing - Sale of assets to cover debts, taxes and legacies when necessary The 1% is calculated on the estate and confirmed with an individual written quote. Notary, registry, the taxes themselves and the fees of appraisers and other external professionals are separate. ## How we work A clear process from start to finish. You always know which stage your case is at, what is missing and who holds the ball. 1. **Tell us about your case.** By WhatsApp, phone or email. We tell you whether we can help and which documents we will need. 2. **Roadmap and quote.** We study your situation and hand you a roadmap with a fixed fee. The first consultation is free. 3. **Execution with tracking.** We work the case while you follow it in real time in the client portal: stages, documents and next steps. 4. **Closing & taxes.** We file the tax returns, register what needs registering and hand you the complete, organised file. Concordia is a tax and estate planning firm with an office in Valencia and clients all over Spain. Training in Law and Economics, and a simple method: understand your case, do the maths before anything is signed, and keep you posted on your file at all times. - **Law and Economics.** Every case is looked at from the legal and the tax side, which in an inheritance cannot be separated. - **Tax first.** Every decision is calculated before it is signed. The difference between planning and regretting runs into thousands of euros. - **Spanish, French and English.** We work with Spanish families and with foreign families who own assets in Spain. ## Frequently asked questions ### How much does it cost to handle an inheritance in Spain? For planning while alive we work with fixed-price packs: Basic will €500, Complete will €900 (most popular) and Complete estate plan €2,490, always with a written quote before we start. If the death has already occurred, handling the whole inheritance costs 1% of the estate, with a fixed written quote before we start. Notary, registry, the taxes themselves and the fees of appraisers and other external professionals are separate. ### How much inheritance tax will I pay in Spain? It depends on the region where the deceased lived, the kinship and the value inherited. In many regions parents, children and spouses pay very little thanks to allowances and reliefs; siblings, nephews and non-relatives pay considerably more. In the initial consultation we calculate your exact case before you make any decision. ### What is the deadline for Spanish inheritance tax? As a general rule, 6 months from the death, extendable if requested in time. Missing it means surcharges and interest, so it pays to start early. ### What happens if there is no will? The law decides who inherits and a notarial declaration of heirs is required, adding time and cost. It can still be processed, and we handle the whole procedure. ### Can I legally pay less inheritance tax? Yes. Planning while alive (an efficient will, staged gifts, succession agreements where applicable, family-business relief) lets you use the allowances the law already provides. No tricks: just planning done in time. ### I'm a foreigner with assets in Spain. Can you help? Yes, it is one of our specialities: cross-border estates, non-residents, the European Certificate of Succession and coordination with your home country. We work in English and French. ### Do you work online? Yes, the whole process can be done online from anywhere in Spain or abroad: video calls, notary signing coordinated for you and a client portal to track your case. In person at our office in Valencia. ## Guides - [What to do when someone dies in Spain: steps and deadlines](https://concordiasucesiones.com/en/guias/que-hacer-cuando-fallece-un-familiar.md): A step-by-step list of what to do after a death in Spain: the first days, certificates, banks, pensions, the inheritance and taxes, with their deadlines. - [Cost of inheriting in Spain 2026: fees and taxes](https://concordiasucesiones.com/en/guias/cuanto-cuesta-una-herencia.md): Everything an inheritance costs in Spain: fees, notary, land registry, inheritance tax step by step, municipal plusvalía and income tax, with examples. - [No will in Spain: who inherits and how it works](https://concordiasucesiones.com/en/guias/herencia-sin-testamento.md): No will in Spain? The law decides who inherits: order of heirs, rights of the surviving spouse, the declaration of heirs before a notary, deadlines and taxes. - [Heirs who cannot agree in Spain: what to do](https://concordiasucesiones.com/en/guias/herederos-no-se-ponen-de-acuerdo.md): Inheritances blocked by disagreement between siblings: mediation, an estate divider, selling an inherited flat and when court is needed. Options and costs. - [Inheritance in Valencia, Spain · for 1% of the estate](https://concordiasucesiones.com/en/guias/tramitar-herencia-valencia.md): We handle the whole inheritance in Valencia: certificates, banks, inheritance tax, municipal tax, distribution and deeds. 1% of the estate, fixed quote. - [Inheritance lawyer in Spain: do you really need one?](https://concordiasucesiones.com/en/guias/necesito-abogado-para-una-herencia.md): You don't always need an inheritance lawyer in Spain. When it is mandatory, what a tax adviser can do instead and what each option costs. - [Bank accounts after a death in Spain: how to release them](https://concordiasucesiones.com/en/guias/cuentas-bancarias-fallecido.md): What happens to Spanish bank accounts when the holder dies: freezing, joint accounts, funeral costs, the documents banks ask for and how long it takes. - [Refusing a Spanish inheritance or accepting it with inventory](https://concordiasucesiones.com/en/guias/renunciar-herencia-beneficio-inventario.md): Inheritance with debts in Spain: accepting, accepting with benefit of inventory or refusing. What happens to your share, deadlines, taxes and costly mistakes. - [Spanish inheritance for foreigners and non-residents](https://concordiasucesiones.com/en/guias/herencias-para-extranjeros-en-espana.md): Cross-border inheritance in Spain: which law applies, where tax is paid, the European Certificate of Succession, powers of attorney from abroad and Chin… ## Contact - Phone and WhatsApp: +34 609 165 277 (https://wa.me/34609165277) - Email: info@concordiasucesiones.com - Address: C/ del Miracle 15, 46003 Valencia (Spain) - Map: https://maps.app.goo.gl/xNjcfmNy6nYsNiFP7 - Website: https://concordiasucesiones.com/en - Languages: Spanish, English and French - Hours: WhatsApp at any time; in-person and online appointments - Company: Concordia Sucesiones, S.L. (CIF B05695101) --- Web version: https://concordiasucesiones.com/en The contents of this website are informative and do not constitute definitive professional advice. Every case requires individual study. Concordia provides tax advisory and estate-planning services.